Article Tag: first time buyers

What to Consider when Buying a House with a Partner

With stamp duty abolished until March 2021 for properties up to £500,000, couples buying a house together for the first time are on the rise as they take advantage of the saving. Additionally, lockdown may have given those couples who did not live together before the chance to try living together, cementing their decision to… Read more »

Buying a New Build Property: What Should You Consider?

As the government pledges to build one million homes nationwide over the next three to five years, they have also developed incentives to help potential buyers make a purchase. Schemes such as ‘Help to Buy’ have assisted first time buyers and those struggling to get on the property ladder. First time buyers also have a… Read more »

Help to Buy Scheme – Everything you need to know

Many clients, in particular first-time buyers, ask how they can take their first step onto the property ladder. Well, Help to Buy (HTB) may be an option; it offers a contribution towards the purchase price meaning that the client has a wider option of mortgage lenders and a smaller deposit of 5% to fund. Who… Read more »

Help to Buy scheme – how does it work?

The ‘Help to Buy’ scheme offers equity loans, available on new-build homes with a value of up to £600,000.  The loans were originally open to only first-time buyers of new build properties, however phase 2 of the scheme has now been released and is available to everyone buying new-build and older properties, with as little as a… Read more »