If you experience that one of your debtors is refusing to pay a sum of money owed to you and you have a County Court Judgment (CCJ) or Costs Order in your favour, this means that the Court has formally decided that the debtor owes you that sum of money which you are entitled to enforce if the amount you are owed is not immediately received.
There are many different enforcement methods available. Based on our knowledge and experience, the suitability of each method would be fully considered in order to maximise your prospect of debt recovery. Jodie Sumner, Debt Recovery Executive, explains the process of using High Court Enforcement Officers (HCEO) and the effectiveness of the method.
How Do High Court Enforcement Officers Work?
A commonly used and preferred method to recover debts is to instruct High Court Enforcement Officers – these are also known as bailiffs, formerly known as Sheriffs, who are officially appointed by the Ministry of Justice and act on behalf of the Court.
HCEOs can be appointed to communicate with your debtor. This process is started by transferring the Judgment from the County Court to the High Court which then gives the High Court Enforcement Officers the ability to start the debt recovery process on your behalf.
Once the transfer is complete, a Notice of Enforcement is issued to your debtor, with a payment deadline of 14 days. Should this not be responded to, physical attendance is then made with the possibility of assets and items of a monetary value being noted, seized and subsequently sold in order to realise the monies that are due to you.
If your debtor wishes to avoid embarrassment (and the possibility of a television crew arriving at their premises) this type of action could be an effective method of enforcement.